A charming 3 bedroom, 2 bathroom condo awaits you in the tree-lined Oaks IV complex. This first-story unit is bright and clean, with all the comforts and conveniences needed for year-round living or as a seasonal retreat. The 18" tiled floors create a uniform and clean base for this unit, with neutral colors that work with any kind of decor. The primary bedroom has its own bath and built-in closets. Two additional bedrooms also feature built-in closets. The kitchen has sleek Corian countertops and a sweet bar counter for morning coffee and crossword puzzles. This unit is being sold with all furnishings, including TVs. Mature oak trees add beauty and shade to The Oaks IV. These gorgeous trees make walking around the complex a delightful activity. Amenities include a clubhouse, picnic areas, shuffleboard courts, a heated swimming pool, and walking trails. Clubs abound and there are plenty of activities to fill up your days. Located in the heart of Port Charlotte, The Oaks IV is close to shopping, dining, medical centers, and waterfront parks. A short drive over the Peace River bridge gets you to Downtown Punta Gorda and its myriad top-notch restaurants. Don't wait--schedule your viewing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $916 | $893 | $1,146 |
Total Monthly Payment | $1,223 | $1,200 | $1,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.