A MUST See . . . Nestled on 2 acres of serene countryside, this private retreat provides a perfect blend of tranquility and convenience. In addition to the amazing setting of country living the location is just minutes from downtown Mystic and all the amenities this nautical community provides. Enjoy the scenic living in this farmhouse-style contemporary home featuring an open-concept design with cathedral ceilings. This beautifully maintained home boasts a spacious living room, with a charming loft area. The home currently has 2 bedrooms, with easy conversion to a 3rd bedroom. The primary bedroom suite is conveniently located on the main floor. The detached garage includes a second-floor workshop, offering endless possibilities for additional space or creative space. A large, unfinished basement provides the potential for even more living or recreational space. Full home Generac Generator. Move-in ready and surrounded by tranquil natural beauty, this home is a perfect blend of rural charm and modern convenience. With close proximity to Mystic, take advantage of world-class local amenities, including 5-star restaurants, Mystic Seaport, Mystic Aquarium, and the charming Mystic Village. Experience vibrant art and cultural festivals throughout the year. Conveniently located between New York and Boston, with easy access to rail service and the stunning Rhode Island beaches, this property provides both a relaxing lifestyle and access to city living.
Type | Description | Level |
---|---|---|
Bedroom 1 | Cathedral Ceiling,Ceiling Fan,Wide Board Floor | Upper |
Dining Room | Skylight,Vaulted Ceiling,Beams,Wide Board Floor | Main |
Kitchen | Beams,Wide Board Floor | Main |
Living Room | Cathedral Ceiling,Beams,Ceiling Fan,Fireplace,Sliders,Wide Board Floor | Main |
Loft | Beams,Wide Board Floor | Upper |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Wide Board Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,891 |
Total Monthly Payment | $4,587 | $4,583 | $5,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.