HT259 * Pristine, Luxurious, Tastefully Finished, Emerald Lakes two-story end-unit condo has just completed an extensive 2024 remodel costing approximately $88, 500, including to have Polybutylene Piping removed. Kitchen upgrades include new shaker self-closing cabinets, Pompei quartz countertops, a Pantry with pull-out drawers, and new Stainless Steel appliances. The kitchen opening to dining / living room was enlarged and the quartz countertop was extended to create a breakfast bar. All internal doors, handles / hardware, trim and baseboards have been replaced. Porcelain plank tile (NO VINYL) with sound barrier has been installed throughout except for the master bathroom, which was redone in 2015-2017. The second / guest bathroom received the following upgrades: all-new shaker cabinets, quartz, cool new tile ceiling height around the tub, new faucets, lighting, accessories. New lighting, fans and blinds were fitted throughout. Sliders to the screened in lanai have been fully serviced. Most importantly for a new owner, all the polybutylene piping has been removed which helps with insurance costs. The original popcorn ceilings have been scraped and refinished. This condo unit has a great room floor plan with vaulted ceilings, separate laundry room, plus a screened-in Lanai with a storage closet in a private, serene quiet setting. There is no road noise. Emerald Lakes Community Amenities include two pools. The main pool has a large sunning deck which overlooks beautiful grounds with picnic area, palm trees, and a 55-acre lake complete with a dock for fishing. Bocce, Tennis, and Pickleball courts complete the amenities. The neighborhood is a runners delight with many sidewalks through the community. The second satellite pool sits in a park-like setting with recreation area including grilling and picnic tables. There is an on-site management company, office in clubhouse. Community plans include new enhancements to the pool area with new gates coming soon, making it a gated community.
Property is in an X-flood zone. Schools are Pelican March Elementary, Pine Ridge Middle School, and Barron Collier High School. Emerald Lakes is perfectly located, with two ways to enter the community giving it easy access in North Naples within walking distance of restaurants, bars, shops, and a gym. It is a perfect snowbird residence as it is a quick drive to the Ritz Carlton, Trader Joe's, Mercato, and three miles to our famous sugar-sand beaches. This is not an investor flip; the seller had plans to live there; however, those plans have changed. Please look for comparables for the community, located close to everything here in Naples so as to fully enjoy the desirable Southwest Florida Lifestyle; all for an amazing price; with all the hard work done by Licensed Contractors & permitted. Detailed Floorplan, Features Sheet together with Community Information, Property, HOA Disclosures are available. This Remodeled, Pre-Loved home awaits its new owner
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,823 | $2,371 |
Total Monthly Payment | $2,151 | $2,102 | $2,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.