Lakefront 3/2 condo in the coveted Winter Ridge condo community. This is one of few units on the water where you can enjoy great uninterrupted sunrises, nature watching and more. The interior features a spacious galley-style kitchen, perfect for culinary adventures, alongside a dedicated laundry space for convenience. The large living room and separate dining area provide ample space for entertainment and family gatherings. The back door off the kitchen reveals a screened enclosed air-conditioned lanai to Lake Smart. This Florida room makes for cozy evenings, entertainment right by the lake. The view from this condo is a rare find. Fantastic location and home for snowbirds looking for a break from those cold winters. Community features include a heated pool, recreation facility and boat dock. A perfect place to call home. Pack your bags and bring your toys and enjoy boating weekends with your friends across the street at Harry King Park with its public boat ramp. Call us today for a showing and make this your home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,720 | $148,720 | $148,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,002 | $988 | $1,254 |
Total Monthly Payment | $1,232 | $1,218 | $1,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.