PRICED TO SELL! 10K REDUCTION! ASSUMABLE 5. 875% VA LOAN to ANYONE who qualifies. Come see this Gem in the Heart of Comfort! This 3-bedroom, 2-bathroom haven, complete with a 1-car attached garage & double-wide driveway, offers something truly special that sets it apart from the rest. * As you step inside, you'll find a spacious OPEN LAYOUT and beautiful updated Kitchen with Solid wood Shaker cabinets, Granite countertops, newer Stainless-Steel Appliances and Closet Pantry ensure an organized and efficient culinary space where cooking is a delight. * Luxury Vinyl Plank flooring adds a touch of sophistication to the main living areas, while cozy bedrooms are adorned with plush carpet for your comfort. * UPDATES are a testament to the home's quality, including a NEW 2023 RAINSOFT Whole-house Water Conditioning System, NEW ROOF (2022), HVAC System (2021), VINYL FENCE (2021), UPDATED ELECTRICAL PANEL, HURRICANE/IMPACT RESISTANT WINDOWS, boasting an impressive 175 MPH wind rating, and an ADT SECURITY & SURVEILLANCE System with Door Sensors, Surveillance Cameras, Smoke & Carbon Dioxide Detectors with Alert System, all controlled and monitored from your phone. As you can see, energy savings & safety are a priority here! * When you step through your BRAND-NEW BACK DOOR & onto your NEW PATIO, you'll find the generous backyard is a versatile canvas ready for your imagination. Whether you envision a pool, entertaining, play space for the kids, or a peaceful retreat, this space is yours to shape and enjoy! The remarkable 10 x 14 TUFF SHED, installed in 2021, with solar exterior lights, offers endless possibilities of flexible storage space for your kayaks, beach gear, or the perfect man-cave or she-shed retreat. * The Best Part? NO HOA, NO CDD fees - giving you the freedom to make this space truly your own. * Situated perfectly, this home is a hop, skip, and a jump from the Beach, Parks & Nature Preserves. Explore the wonders of Anclote River Park with its Beach, Canoe, Kayak & Boat Launch, Fishing Pier, Picnic Pavilions, Volleyball Courts and Playground; as well as nearby J. Ben Harrill Recreation Complex and Greater Holiday Little League. * This is a Fantastic Opportunity!! * Be sure to explore the 3D tour for an immersive virtual experience. Your next chapter begins here – seize it today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,347 | $1,701 |
Total Monthly Payment | $1,754 | $1,720 | $2,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.