Presenting a spacious two-family home located at 194 York St, West Haven, CT! This 2, 500 sq ft property features two separate units, each on different levels with their own private entrances. Both units boast over 1, 200 sq ft of living space with 3 bedrooms, offering plenty of room for comfort and privacy. The first-floor unit had a wall taken out expanding the living room space and removing 1 bedroom, a simple renovation to add a wall can bring back the 3rd bedroom. The first floor also comes with a deck that overlooks a large, level backyard complete with a charming gazebo, perfect for outdoor enjoyment. The home also offers the convenience of two separate driveways and separate utilities, ensuring ease of living for both units. Additionally, there is a heated 560 sq ft of living space in the basement, complete with a walk-out porch, adding versatility to this home. This property will be delivered vacant, making it a seamless investment or move-in opportunity. Conveniently located close to the highway, beaches, and major retail shopping centers, this home combines comfort with accessibility. Don't miss out on this incredible opportunity! Property sold as-is.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $788 | $788 | $788 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,445 | $3,155 |
Total Monthly Payment | $3,311 | $3,308 | $4,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.