One or more photo(s) has been virtually staged. Cute Starter Home or Winter Retreat centrally located in the Heart of Port Charlotte. This two bedroom, one bath home has been freshly painted inside and out. New carpets were just installed and the kitchen was recently updated with shaker style cabinets and stainless steel appliances. The large family room is air conditioned and great for a teen hang out area, home office, or extra bedroom. The laundry and utility rooms are accessed in the carport. The spacious back yard is fenced with plenty of room for gardening, outdoor grilling and the pets and family will have plenty of room to play. Elkcam Blvd. has quick access to US 41 and very close to restaurants, shopping, medical, schools and entertainment. The new Sunseekers Resort is close by and a short trip over the bridge takes you to Downtown Punta Gorda. Go north on 41 and you're just minutes to Port Charlotte Towne Center and a few more minutes to Coco Plum Mall in North Port. Port Charlotte is home to the Tampa Bay Rays Spring Training Facility which is quite the treat during the winter. Come an take a look at this little charmer and bring your ideas on how to make it your own. Some rooms have been Virtually Staged for inspiration!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,073 | $1,045 | $1,359 |
Total Monthly Payment | $1,316 | $1,288 | $1,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.