431 Via Esplanade, Punta Gorda, FL, 33950 | $690,000

Punta Gorda Isles! Beautiful 3-bedroom, 2-bath, 2-car garage waterfront pool home featuring 25-minute powerboat access to Charlotte Harbor leading to the Gulf of Mexico! Boating enthusiasts will love the 80 feet of waterfrontage, concrete dock with water and electric, and 10, 000 lb. boat lift. This property offers a perfect blend of luxury and casual Florida living.
As you step inside, you’ll be greeted by an open floor plan with high ceilings and transom windows that flood the home with natural light. The main living area boasts luxury vinyl flooring and plantation shutters, creating a warm and inviting atmosphere. The formal dining area is perfect for hosting dinners, while the large pocket slider seamlessly connects the indoor space to the lanai.
The kitchen is a chef's delight, featuring ample cabinetry, stainless appliances, breakfast bar, and casual dining area. The generous primary suite offers pocket slider to the lanai, floor safe, and private ensuite with soaking tub and walk-in shower. The split floor plan ensures privacy for guests, with two additional bedrooms and a fully remodeled bath with a walk-in shower and pool access.
Step outside to your private oasis, where the main covered lanai and a 12’ x 13’ extension provide ample space for entertaining. The stamped concrete deck, outside bath access, and screened heated pool make this area perfect for enjoying the true western exposure and amazing sunsets.
Additional features include a convenient oversized circular paver driveway, lush mature tropical landscaping, a new roof in 2023, new A/C in 2024, new Hybrid 50-gal water heater in 2022, freshly painted main living area, front door roll-down screen, Storm Smart shutters on the lanai and hurricane-proof garage door.
Located in a popular golf and boating community, this home is just minutes from the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches.
Don’t miss the opportunity to make this exceptional home your new Florida retreat! Schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 120
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,891
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $9,803
  • Lot Desc: FloodZone, Landscaped
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: C7498134
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7498134/431viaesplanade_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/30/2024 12:15:57 AM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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NMLS Mortgage Loan Originator ID 16953

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431 Via Esplanade, Punta Gorda, FL, 33950

$690,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $552,000 $552,000 $552,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $817 $817 $817
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,444 $3,354 $4,362
Total Monthly Payment $4,353 $4,263 $5,271

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.