Welcome to Rose Cottage as it was originally known in the 1700's, built by Benoni Bailey. This charming and unique home is a thoughtful combination of restored original hand hewn farmhouse with a modern addition seamlessly bringing you thru the centuries. From the minute you walk in the door you are struck with gorgeous beams and wide plank floors. The kitchen is a cooks delight with light cherry cabinets and plenty of storage. The main level library is the perfect nook to cuddle up and read a book, use as an office and whatever your imagination affords you. The living and dining areas are bathed in light, and you will enjoy watching nature stroll by your windows. The guest room, on the main floor has a stone grotto shower and wide board floors. It is light and bright, so your guests may never want to leave. The primary suite also on the main level is a newer addition. There are high ceilings, a slider to an 800 sq ft bluestone patio, coffee/drink bar and bathroom that will give you years of pleasure with a lava stone slipper tub, 2 person marble steam shower and double sinks. Upstairs there are 2 additional bedrooms and bathroom as well as access into the attic which is fully insulated. The basement level boasts 2 storage areas including a 1600 sq ft +/- temp and humidity controlled area. The property is a gardeners delight with many perennial beds, "Frog Pond" and stream, where you will want to sit and have your coffee on those beautifully quiet mornings. Other features include a whole house generator, newer roof, seamless vinyl siding, and a 4 yr old high efficiency boiler. There is potentially plenty of room for a pool to be placed off the bluestone patio upper lawn. This is a property that should not be missed.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Full Bath,Hardwood Floor | 10.1 x 11.9 | Main |
Bedroom 2 | Hardwood Floor | 12.2 x 10.5 | Upper |
Bedroom 3 | Full Bath,Hardwood Floor | 15.1 x 12.1 | Upper |
Den | Bay/Bow Window,Gas Log Fireplace,Hardwood Floor | 9.8 x 12.8 | Main |
Dining Room | Hardwood Floor | 11.1 x 11.1 | Main |
Family Room | Ceiling Fan,Wall/Wall Carpet | 12.3 x 21.8 | Main |
Kitchen | Vinyl Floor | 9.3 x 9.3 | Main |
Living Room | Beams,Fireplace,French Doors,Hardwood Floor | 12.0 x 25.1 | Main |
Primary Bedroom | Bedroom Suite,Full Bath,Sliders,Walk-In Closet,Hardwood Floor | 19.1 x 16.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $1,115 | $1,115 | $1,115 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $4,710 | $4,663 | $5,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.