Beautifully renovated 3-bedroom cottage in the highly desirable Baboosic Lake area of Amherst. The modern kitchen features granite countertops, stainless-steel appliances, full-wall pantry, and opens up to the bright dining area. The engineered wood flooring flows throughout the main level and the entire interior has been tastefully painted. Both main-floor bedrooms include walk-in closets. The fully renovated lower level offers a cozy mudroom/family room with a half bath, an office, a spacious bedroom with a large closet, and plenty of natural daylight. Outside, the 12x16 shed provides ample storage for outdoor equipment, while the fenced-in and level backyard is perfect for entertaining, relaxing, and play. Home is wired for a generator. Don’t miss out on this charming and spacious cottage – it won’t last long! Showings on Oct 4th (Fri) 10am-2pm and Oct 5th/6th (Sat/Sun) 11am-3pm by appt.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,421 | $2,358 | $1,613,433 |
Total Monthly Payment | $2,979 | $2,916 | $1,613,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.