Location, location, location. This charming River Rd. Cottage is nestled along Rhinebeck's most prestigious and picturesque roads. Built in 1910 as an Astor tenant house, with a long tree-lined driveway, is a true gem. This private 1. 2-acre lot has southern exposure featuring two bedrooms and two full baths, a perfect getaway with unlimited potential. The convenient location and vintage structure are a blank canvas for transformation and elevated value. Creating a rare opportunity for the right buyer. Enjoy the wood deck with a pergola for ultimate relaxation. Walk through the charming vintage living room with gorgeous original wide plank wood floors. Then step into your lovely screened-in porch, elevated and built in all wood for a truly rustic feel. The classic country kitchen features high ceilings with wood beam detail, original cabinetry, and tile floors. Enter the large bathroom with a built-in tub and a classic dressing table-style vanity. The primary bedroom has vaulted ceilings and stunning views of the forest, with a walk-in closet and outdoor entrance adding privacy and convenience. The upstairs includes a second bedroom and sitting room or office. The second bathroom is equipped with a stand-up shower, and tons of natural light from the skylight above. A sweet and classic cottage in the heart of Rhinebeck, less than 2 miles to Rhinebeck village and the Rhinecliff Amtrack train stain. Additional Information: HeatingFuel: Oil Below Ground,
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,048 | $3,953 |
Total Monthly Payment | $3,770 | $3,731 | $4,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.