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51 Debbie Drive, Cranston, RI, 02921 | $589,900
Welcome to this bright and spacious 3-bedroom, 2. 5-bathroom Colonial in the highly sought-after Hillside Farms neighborhood of Western Cranston. Resting on just under a half acre, the main level features a thoughtfully designed floor plan, including a convenient half bath with a dedicated laundry space. The well-laid-out kitchen has generous storage and counter space, flowing nicely into the light-filled dining room. The large living room provides easy access to your adjacent three-season room, a serene retreat for morning coffee or evening relaxation. A spacious porch overlooks expansive grounds, perfect for those with an avid green thumb ready to create their dream outdoor space. On the second floor, the primary bedroom features an en-suite bathroom, while the two additional bedrooms are rounded out with an additional full bathroom. The finished basement offers extra space for a home office, gym, or playroom. Additional highlights include a heated two-car garage, newer windows, recently updated gutters, and a in-ground sprinkler system. This property combines comfort and privacy in a desirable location, making it the perfect place to call home. 51 Debbie Drive awaits its new caretaker. . .
Features
- Amenities: Golf,Highway Access,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1983
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Baseboard,Gas,Hot Water
- Cooling: Wall Unit(s)
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,604
- Acreage: 0.46
- Est. Taxes: $6,866
- Lot Desc: Sprinkler System,Wooded
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1369557
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
51 Debbie Drive, Cranston, RI, 02921
$589,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,140 | $3,137 | $3,980 |
| Total Monthly Payment | $3,804 | $3,801 | $4,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB