8374 Agate STREET, Port Charlotte, FL, 33981 | $640,000

Why wait to build when you can move right into this 2023 custom-built home located on a DOUBLE LOT in the waterfront community of South Gulf Cove. This move-in ready home was built by a local builder and perfectly balances Florida living and efficiency. When you walk through the front doors, you are greeted by a row of pocketing 8-foot sliders pouring light into every room. The open floor plan blends dining, kitchen, and a spacious living room, creating a seamless space for relaxation or hosting. The kitchen, a centerpiece for entertaining, features a large granite island, plenty of storage, soft-close cabinets, and high-end Frigidaire Gallery appliances. The spacious primary suite is a private retreat with French doors leading directly to the pool area; it also boasts a large walk-in closet and a spa-like en-suite bathroom with a beautifully tiled shower, bench, and custom double vanity. The two guest bedrooms are optimally sized for comfort and convenience, offering privacy and space for visitors or family members. The secondary bathroom serves as a pool bath, providing easy access to and from the outdoor area. The Lanai area has been created as a perfect setting for entertaining or enjoying family meals and grilling with a large under-shade area, recess lighting, and ceiling fans. The spacious pool has all the fun features, including a sun shelf, fountains, and a relaxing waterfall. The double lot is perfect for building your RV/boat garage or an extra landscaped area that is ideal for a fire pit and outdoor games. Just minutes to Boca Grande beaches, plenty of local golf courses, restaurants, shopping, and more. Upgrades Include spray foam insulation, impact windows and doors, luxury vinyl throughout, a double lot, irrigation, and a saltwater pool.

Features

  • Amenities: Clubhouse, Park
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 172 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,812
  • Acreage: 0.48
  • Lot Size: 172 x 125
  • Est. Taxes: $505
  • HOA Fee: $120 Annually
  • Lot Desc: Corner Lot, Landscaped
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Chlorine Free, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: D6138171
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/D6138171/8374agatestreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:47:07 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8374 Agate STREET, Port Charlotte, FL, 33981

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $42 $42 $42
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,536 $3,449 $4,355
Total Monthly Payment $3,670 $3,583 $4,489

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.