Charming Oasis in Emerald Lake Village Welcome to this beautifully maintained home, nestled in the serene Emerald Lake community, where you’ll have access to four pristine beaches. Lovingly curated over the past 20 years, this sanctuary has undergone thoughtful upgrades and renovations to create a peaceful retreat. Nearly every detail has been updated within the last five years—new flooring, a fully remodeled kitchen, a new roof, and even updated essentials like a water heater (2017) and new toilets. As you pull into the generous parking area, you'll immediately feel the warmth of this delightful ranch-style home. The charm continues in the tranquil front yard, featuring a cozy fire pit, a chicken coop, and a spacious storage shed. The inviting front deck offers the perfect spot to relax and enjoy the friendly neighborhood. Inside, an open-concept living, dining, and kitchen area awaits, with a stunning new island, granite countertops, and sleek cabinetry (updated in 2021). On one side of the home, you'll find a spacious primary bedroom with an ensuite bathroom, complete with a luxurious garden tub and shower. On the opposite side are two well-sized bedrooms and a guest bathroom, offering privacy and convenience. Looking to unwind? The expansive, private back deck—complete with a Jacuzzi hot tub—promises relaxation in a secluded setting. Located just minutes from the charming town of Hillsborough and the unique Henniker, the Emerald Lake community is also close to Concord.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,507 | $1,031,267 |
Total Monthly Payment | $1,931 | $1,891 | $1,031,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.