Welcome to this sweet home awaiting its new chapter! This property is a handyman's dream needing updates & cosmetics so bring your toolbox and renovation ideas. This home offers endless potential for a buyer to make this affordable home a "DREAM" home. Enjoy the ease of one floor living with 2 bedrooms, an office, generous size retro kitchen with pantry, and a deck off the quaint living room a perfect place to enjoy your morning coffee and a peaceful spot to read a good book. The spacious backyard offers privacy and with some landscaping would be a great space for outdoor entertaining. Home is located in peaceful country like surroundings but close to parks, schools, stores, and highway access points. Not to mention the sellers will be installing a brand new septic system prior to closing! With some TLC to bring this home back to life this home can be a real gem!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Kitchen | Dining Area | First |
Living Room | Flooring - Wall to Wall Carpet, Balcony / Deck | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | First |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,069 | $1,391 |
Total Monthly Payment | $1,513 | $1,470 | $1,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.