307 Water Street is your chance to live and potentially earn income in Exeter, New Hampshire! You are greeted into the home by a warm entryway that will allow you to rest your bags and truly feel right at home. This single family home has 3 bedrooms and 3 bathrooms and comes with a town approved accessory dwelling unit. This tastefully updated home has Exeter River views and is walkable to downtown. As you wander inside you will be met with a galley kitchen that has an island that looks out the window right at the Exeter River. The sliding door opens to your lush backyard with river views, making this a great spot to get together before walking to Downtown Exeter for shopping, dining and events! The first floor is complete with a first floor bedroom with a double-entry bathroom. Upstairs has the primary bedroom complete with a balcony, walk-in closet and separate bathroom. The second upstairs bedroom has its own private balcony and stunning river views with natural light. Second floor laundry is a bonus. You can take the opportunity by creating income by using the accessory dwelling unit, 2 bedrooms, 1 bathroom for rent, or you could have a multi-generational home for in-laws to stay in. Buyer to do own due diligence with town with any ADU questions. Potential to condo both units. Buyer to do own due diligence regarding condos. Original home 1870 built, addition in 2005.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,920 | $783,920 | $783,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,071 | $1,071 | $1,071 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,513 | $4,955 | $6,615 |
Total Monthly Payment | $5,676 | $6,118 | $7,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.