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12 Florence, #29G, Hempstead (Freeport), NY, 11520 | $349,000
Experience waterfront living at its finest in this stunning 2nd floor, 2-bedroom, 1-bathroom co-op with canal views from the kitchen, living room, and both bedrooms! Located in the desirable Town N Harbor complex, this home features gas cooking, a dining area, and a spacious living room. The primary bedroom easily fits a king-size bed, and the unit includes a washer & dryer conveniently located next to a full bathroom with a tub-shower combo. The kitchen opens to a private balcony, where you can enjoy gorgeous sunsets and refreshing canal breezes. Additional features include attic storage with pull-down stairs, providing extra space for all your seasonal items, and parking available for a minimal fee. The community offers top-tier amenities, including an in-ground pool, boat slips, jet ski docking available for an additional fee, and maintenance that covers taxes, heat, water, and ground care. Ideally situated near shopping, the Nautical Mile, and the LIRR, ensuring easy access to everything you need. Whether you're fishing, crabbing from the dock, or cooling off in the pool, this home is perfect for those who cherish life by the water. With a bike room and close proximity to Jones Beach and local stores, you'll have all the essentials for a laid-back, coastal lifestyle. Don't miss out on making Town N Harbor your dream waterfront escape!
Features
- Town: Hempstead
- Parking: Parking Lot
- Heating: Natural Gas, Baseboard
- Cooling: Wall Unit(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area
- Complex: Town N Harbor
- Year Built: 1968
- Est. Taxes: $1,000
- Lot Desc: Near Public Transit
- Water Front: Yes
- Middle School: John W Dodd Middle School
- High School: Freeport High School
- School District: Freeport
- Pet Policy: Cats OK
- Appliances: Dryer, Refrigerator, Washer
- MLS#: 3582014
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/3582014/12florence_hempstead_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Florence, #29G, Hempstead (Freeport), NY, 11520
$349,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,765 | $1,696 | $2,208 |
| Total Monthly Payment | $1,923 | $1,854 | $2,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535