This charming Spencer cottage welcomes you home! The warm pine mudroom sets the stage for a versatile floor plan w/ endless possibilities! The kitchen boasts beautiful custom maple cabinetry, recessed lighting, & SS appliances! Head into the living room to enjoy a nice warm fire on those cool New England nights! French doors lead you to the primary bedroom, boasting a cathedral ceiling, direct access to the backyard, & an en suite bath featuring both a shower & soaking tub! The main floor also offers a sun-filled dining rm where french doors lead to a spacious deck; the perfect place to enjoy a peaceful morning coffee or evening night cap! This level also features another full bath! Upstairs, you’ll discover a large 2nd BR w/ plush carpeting & a double closet. You will also find the 3rd BR, featuring a walk-in closet & versatile bonus nook! Head outside to this spacious, private 1 acre lot where you'll find an oversized 20x50 detached garage w/ a beautifully finished, heated home gym!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Cable Hookup | 15.0 x 20.0 | Second |
Bedroom 3 | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup | 14.0 x 13.0 | Second |
Dining Room | Flooring - Wall to Wall Carpet, Deck - Exterior, Slider | 15.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances | 10.0 x 8.0 | First |
Living Room | Flooring - Wall to Wall Carpet, Cable Hookup | 12.0 x 18.0 | First |
Master Bedroom | Bathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, Cable Hookup, Exterior Access | 14.0 x 20.0 | First |
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Our Executive Mortgage Banker:
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,891 | $2,461 |
Total Monthly Payment | $2,342 | $2,266 | $2,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.