Perhaps one of the oldest homes in Hopkinton, this historic Saltbox Colonial home was skillfully crafted in 1744 by the Kimball family, original settlers of Hopkinton. Brimming with history, this authentic post and beam home, in excellent condition, has much of its original features and charm intact and provides a very gracious and practical floorplan for today’s lifestyle. Long term owners have all taken great care of this exceptional home. Current owners thoughtfully updated the kitchen, expanded the two-car garage, converted the back porch to a delightful year-round informal room, moved the laundry to the second floor for convenience, improved the spacious mudroom area and completely restored the old English style barn. Gardeners will love the beautifully landscaped 3. 1 level acres bounded by classic stone walls. Rare vintage culinary chestnut trees, perennial beds, a lush trumpet vine, and a landmark lilac hedge are highlights of the grounds. Some of the special interior features include a sweet breakfast room off the kitchen and a true “buttery”. An original quilt warming rack remains in the keeping room over the fireplace. There you will also find original shaker style wall pegs and an old built- in sideboard. Exquisite period detailing enhances the formal rooms as well as the cozy corner den with its own fireplace, pretty cupboard, and Dutch door that opens to the porch. Location is ideal, close to schools, Hopkinton village amenities, and I-89 for commuters.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $930 | $930 | $930 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,806 | $3,802 | $4,824 |
Total Monthly Payment | $4,828 | $4,824 | $5,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.