FANTASTIC AMELIA ISLAND CLUB MEMBERSHIP OPPORTUNITY! Please ask listing agent for details. Located on the desirable ocean side of the Omni Amelia Island Plantation, this charming 3 bedroom, 3. 5 bath patio-style home has peaceful wooded views and luxurious amenities. The double glass front doors give way to the spacious living and dining areas that feature soaring vaulted ceilings with a gas fireplace surrounded in marble and whitewash hardwood floors throughout the main level. The living room opens to the expansive rear deck overlooking the preserve to create a private retreat for relaxing or entertaining. The yard stretches beyond the deck with a small putting green under the shade of handsome oak trees (with plenty of space for a pool!). The remodeled kitchen boasts granite countertops with waterfall edge, breakfast bar, glass front cabinets, and a light-filled breakfast nook with access to the laundry room and 2-car garage. The main level owners suite has large windows and a private closets and baths. Updates include: Windows replaced in 2023, Owner Suite Windows 2020, Downstairs HVAC 2021, Hot Water Heater 2020 and Roof 2016. A generator and water softening system add to the comforts offered by this home. The Homes Location provides an easy walk, bike or golf cart ride to the Pickleball/Tennis Courts, the Amelia Island Club and the Beach! Ask Listing Agent about the Fantastic Amelia Island Club Membership Opportunity!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.876% | 6.830% |
Monthly Tax Payment | $945 | $945 | $945 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,403 | $6,486 | $8,780 |
Total Monthly Payment | $7,473 | $7,556 | $9,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.