Simply stunning! This exceptional young home is sure to impress! The open floor plan features a cathedral ceiling w/trendy light fixtures showcasing the living & dining areas along w/the kitchen, all accented by gleaming hardwood floors. Gorgeous kitchen boasts an expanded island, granite countertops that continue up the backsplash & a farmhouse sink. Plenty of cabinets w/pull-outs & under-cabinet lighting make cooking a breeze. Enjoy the deck off the kitchen for relaxing or BBQing! The main bedroom includes a bright ensuite w/large custom tiled shower. Two additional good-sized bedrooms & lovely full bath complete this floor. The lower level features a beautifully finished, front to back family room w/full-size windows & walkout slider to patio. You'll also find a laundry room & another bath w/a shower, yes, 3 baths! Large 2-car garage offers extra storage w/spacious closet. Located on a dead-end street & in the Mount St. Charles/Bernon area is a bonus! This home is truly a must-see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,579 | $2,576 | $3,332 |
Total Monthly Payment | $3,177 | $3,174 | $3,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.