West Shore Creampuff! Over 1450 sq ft, lovingly maintained. 3 BD/ 2. 5 BA. 1 car detached garage. Hardwood floors, freshly renovated throughout, roof 2016, new gutters. Beautiful bluestone patio in back. Driveway is Belgian block and crushed stone. Very quiet street. 2 enclosed porches, front and side, 2 sets of laundry areas: 1 in basement and 1 in 2nd floor bathroom. Public water, public sewer, oil heat, basement professionally waterproofed, newly painted interior, newer windows, contemporary and stylish kitchen and full baths. Shed in backyard in great shape. West Shore is a wonderfully walkable and social neighborhood great for biking and dog-owners. Come paddleboard and kayak on LI Sound, a short distance from the house. Resident-only parking at the lots dotted along the miles of sandy beaches along Ocean Ave. No flood insurance needed. Fully fenced yard. Weekly trash pickup, plus Bulk Trash pickup 2x year makes spring and fall cleaning much easier! 4th of July fireworks on the beach - bring your beach chairs and join the party. Get to know your neighbors over sunset porch drinks, and be ready for a zillion kids on Halloween too, lol! The beach area has a vibrant boardwalk with outdoor dancing in summer, bocce courts, plus birdwatching at the long sand bar - your fun new neighborly West Short lifestyle awaits! Whole Foods, Trader Joe's, Costco and every other store you need is 10 min away on busy Rte 1, but this is a quiet, beautiful neighborhood. Close to 91/95/Merritt, restaurants, downtown New Haven, Yale, UNH. NYC / Grand Central is 1. 5 hours away using the Metro North station in town, which still has lots of parking, unlike other towns' stations. Ice skating rink and indoor pool for residents' use at West Haven High School, very close by. Both the solar monthly bill and UI elec bill combined averaged the seller $114 per month from Sept 2023 to Sept 2024.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Other | |
Full Bath | Tile Floor | Upper |
Full Bath | Other | |
Half Bath | Lower | |
Kitchen | Breakfast Nook,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $1,330,667 |
Total Monthly Payment | $2,574 | $2,522 | $1,331,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.