Under contract-accepting backup offers. Welcome to 2698 Harmonia Hammock Rd, a nearly new 5-bedroom, 3-bathroom home built in 2022, located in the peaceful Harmony West Community of Saint Cloud. Spanning 2, 601 sqft, this two-story residence offers spacious and flexible living areas designed to accommodate every lifestyle.
On the first floor, you’ll find an open kitchen featuring granite countertops, stainless steel appliances, a large center island, and a walk-in pantry. The kitchen seamlessly flows into the dining and living areas, offering a great space for family gatherings or entertaining guests. There’s also a bedroom and full bathroom on the main level—perfect for those who prefer first-floor living.
Upstairs, the main suite offers privacy with an en suite bathroom, while the other three bedrooms surround a second living space—ideal as a family room or entertainment area. The laundry room is conveniently located on this level for easy access.
With a large backyard and located near beautiful lakes and parks, this home is perfect for outdoor enthusiasts looking to explore nature while enjoying quiet country living. Plus, this home is in a USDA-approved area, meaning it qualifies for 0 down financing.
Just 12 minutes from downtown Saint Cloud, 30 minutes from Melbourne’s beaches, and close to Orlando International Airport, this home offers the best of both worlds—country serenity with city convenience. The Harmony West community also boasts a resort-style pool, clubhouse, gym, playground, and more for a relaxed lifestyle.
Don’t miss your chance—schedule a showing today and make 2698 Harmonia Hammock Rd your own!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,139 | $2,853 |
Total Monthly Payment | $2,917 | $2,831 | $3,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.