Experience the epitome of relaxed retirement living in Florida within the secure confines of a guard-gated, luxurious community at Heritage Pines in the Kent Calais Model. Don't miss this Beautifully updated 2083 sqft if Living Space boasting a MASSIVE custom Walk-in Closet aka Closet Mahal, Primary Custom Walk in Closet: 11. 5’x 14’ Designer custom built closet with ELK Lighting Villegosa 6 light crystal chandelier, faceted crystal & glass door, and drawer pulls, Large cabinet for storage, Matching Luggage rack, Built-in desk office area with matching file drawers. The master suit provides a serene retreat complete with an ensuite bathroom with a Beach entry shower, controls that turn on with ease and situated in a location that does not get wet. There is also an electric outlet with a phone charger insert. Walk into your Gourmet Kitchen featuring Frigidaire Gallery Stainless Steel Kitchen appliances Installed in 2018, 1. 7 Cu. Ft Microwave, Ceramic Glass cooktop with radiant surface elements, Quick Bake Convection Oven with warming drawer, Dishwasher with Sanitizer cycle, stainless interior with adjustable shelves, fold-down tines upper and lower racks, 27. 2 Cu. Ft. along with your French Door Refrigerator with ice maker and adjustable glass shelves, Moen Lifetime Warranty, Corian countertops pop with natural stone backsplash & American Woodmark Truffle New Haven wood cabinets with soft close drawers lower cabinets with pull-out drawers. The laundry area Features GE 5. 0 cu. ft. capacity washer with stainless steel basket and steam, Soft close glass lid, Smart Dispense detergent and fabric softener, Steam Assisted internal water heater, Clean Speak Communication System with quiet pack Vibration Control Roof: 2018 with a 50-year manufacturer’s shingle warranty and a 10-year workmanship guarantee. 2018 GAF Timberline HD Lifetime algae-resistant dimensional Shingles GAF Golden Pledge Lifetime Warranty TRANSFERRABLE, Cool off with your 2019 Carrier 16 SEER 4 Ton Performance 2Speed with Ideal Humidity Variable Speed Air Handler with COR WiFi App Thermostat w/10 Year Parts and Labor Warranty. Moen fixtures are throughout the home. EXTRAS: Sherwin Williams Duration exterior paint, Sherwin Williams ProMar 200 Zero VOC durable interior paint, All walls and ceilings Spanish Lace finish, All rooms wood crown molding, Hunter WiFi App controlled front sprinkler system, Guest bath and Family room Plantation Shutters with Sill Caps. Both transom windows in the front have leaded glass. HOA fees include lawn care/edging, Lawn spraying weed and fertilizer, trimming bushes, and sprinklers, as well as including spectrum cable, and internet. This community is conveniently close to beaches, shopping, sport fishing, professional sports, and the performing arts. Surrounded by rolling pine forests and scenic lakes on Florida's Nature Coast, Heritage Pines boasts a private 18-hole golf course that winds through conservation areas with sparkling lakes and ponds. The course culminates dramatically on the 18th hole, situated on a peninsula in the lake beyond the country club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$462,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $370,000 | $370,000 | $370,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,400 | $2,369 | $3,073 |
Total Monthly Payment | $2,634 | $2,603 | $3,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.