323 Malletts Bay Avenue, Winooski, VT, 05404 | $409,900

When opportunity knocks, open the door! There's an abundance of room AND potential in this 3 plus bedroom 1880 residence is sited on an extremely rare 0. 51 acre city lot in Winooski! The spaciousness of this home's interior, coupled with the 1/2 acre parcel that is seldom found in city living, abounds with endless possibilities. The functional kitchen has a walk-in pantry that really ramps up space for storing food, cookbooks & small kitchen appliances and there's a sweet enclosed porch just off the kitchen. Directly adjoining the primary first floor bdrm is a room that could be perfect as a nursery, home office, or large walk-in closet. Open your imagination to the sensible 1053 ft. ² heated addition w/ fireplace off the back of the house. On the west side of the home there's a bright & spacious living room that opens to an adjacent light filled room, once a music room, that is well suited for your own purpose. The partially finished walkout basement is set up as an efficiency, complete with kitchen & bath and has it's own separate entrance. Conveniently located to everything! Close-by to the recreational facilities at Landry Park, a residential hub for outdoor winter & summer activities that include an outdoor skating rink, sledding hill, municipal pool, playground, ball fields, basketball & tennis courts and walking paths. It's also less than a mile from the lively & vibrant city center with amenities to include cafes, restaurants, bars, shops and breweries.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Farmhouse
  • Year Built: 1880
  • Garage: 1-car Garage
  • Heating: Hot Air,Monitor Type,Radiator,Space Heater
  • Cooling: None
  • Basement: Daylight,Finished,Partially Finished,Walkout
  • Approx Sq. Feet: 3,056
  • Acreage: 0.51
  • Est. Taxes: $8,920
  • Lot Desc: City Lot,Sloping
  • Elem. School: John F Kennedy Elementary
  • Middle School: John F Kennedy School
  • High School: Winooski High School
  • School District: Winooski School District
  • MLS#: 5016617
  • Website: https://www.raveis.com
    /prop/5016617/323mallettsbayavenue_winooski_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/2/2024
Listing courtesy of Coldwell Banker Islands Realty   Phone: 802-372-5777
Listing Agent: Nancy Willette

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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323 Malletts Bay Avenue, Winooski, VT, 05404

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $743 $743 $743
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,046 $1,992 $1,363,601
Total Monthly Payment $2,864 $2,810 $1,364,419

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.