Price Reduced!!. . . THIS HOME HAS NOT SUSTAINED ANY DAMAGE FROM EITHER OF THE 2 HURRICANES! Popular Laurel II model in the gated 55+ community of Summertree. This home was built in 2012 and is located on a cul-de-sac with no rear neighbors. The home has 10' ceilings with crown molding and 5" baseboards. The main living areas are tiled with 20" tile in a neutral color. The home's master suite includes a walk-in closet with wood shelves and clothes bars. No wire rack shelves. The master bath has a beautiful vanity with double sinks and glass tile accents around the double mirrors. You will enjoy the garden tub with a large window that lets in natural light and if you prefer to shower, the master bath has a full-sized walk-in shower as well. The kitchen has a beautiful tile and glass tile backsplash, upgraded cabinets and solid surface counter tops. The kitchen is open and very bright and also has a good size breakfast bar. The kitchen pantry was also upgraded by the owner to be a walk in style pantry for additional storage.
During the summer, you can take advantage of the community pool, with a heated option for year-round enjoyment, or engage in a game of tennis or shuffleboard. The clubhouse is the heart of the community, where you can connect with friends and neighbors, work out in the fitness center, play cards or billiards, and enjoy bocce or pickleball. The association offers a range of amenities, including a fitness center, gated access (without a guard), a golf course, reclaimed water irrigation, a pool, sidewalks, and tennis courts. Your association fee covers cable TV, common area taxes, community pool maintenance, exterior painting and maintenance, roof upkeep, grounds maintenance, management, and trash collection. Located just 15 minutes from the Suncoast Expressway, you’ll have easy access to Tampa, Clearwater, and St. Petersburg. The beach and state-of-the-art medical facilities are a short 20-minute drive away, making this location both central and convenient. Don’t miss the chance to make this charming Summertree home yours.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,900 | $1,898 | $2,409 |
Total Monthly Payment | $2,196 | $2,194 | $2,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.