NEW CONSTRUCTION HOME WITH UNEXPECTED UPGRADES! This newly constructed home offers the perfect blend of modern comfort & classic charm. While designed as a starter home, it boasts a range of upgraded features that set it apart. Vinyl windows w/double insulation & Low-E technology provide superior energy efficiency & low maintenance. The exterior fiberglass doors & door jambs are resistant to rot & rust, ensuring long-lasting beauty. Wet areas, including tubs & showers, are fully tiled from floor to ceiling for a clean & polished look. The frameless shower enclosure in the master suite adds a touch of luxury. The 8/12 roof pitch, black aluminum facia, & vinyl soffit provide both durability & a modern aesthetic. The oversized walk-in shower in the master suite & niches in both showers are thoughtful additions for added comfort. The interior features upgraded Delta fixtures, upgraded mirrors over vanities, & undermount lavatories in the baths. The undermount stainless steel sink in the kitchen adds a touch of sophistication. The home features wood construction cabinets w/crown molding in the kitchen, soft-close doors & drawers, & black hardware. Upgraded quartz countertops in the kitchen, laundry room, & bathrooms provide a durable and stylish surface. The tile floors in the laundry room with a herringbone pattern add a touch of visual interest. COREtec Cairo Oak SPC Luxury Vinyl Plank flooring throughout the rest of the home offers durability, moisture resistance, & a beautiful appearance. The home features upgraded lighting & fan packages, matching stainless steel appliances, & Kwik Set Lever Handle Locksets w/deadbolts for added security. The home is built w/high-quality materials & craftsmanship, ensuring a durable & long-lasting structure. Don't miss this opportunity to own a home with exceptional features & value. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,568 | $1,507 | $1,961 |
Total Monthly Payment | $1,656 | $1,595 | $2,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.