Welcome to this charming 2 Bedroom Townhouse Co-Op end unit. Conveniently located in Westchester County, in the city of White Plains. This friendly neighborhood is situated near the North White Plains community and is within walking distance of the Metro North train station, for an easy commute to NYC. With access to major highways, shopping and fine dining, this quaint home is two blocks from two of the five elementary schools within this suburban school district. You are greeted upon entry to your L-shaped Kitchen on the right that also comes with a dishwasher and microwave. On the left is a renovated half Bath for your convenience. You are then led to the Dining area and you'll step down to a lovely Living Room with a high ceiling and newly cleaned chimney for the cozy fireplace to keep you warm in the upcoming winter months. The sliding glass doors lead you to a private outdoor patio space for relaxing and barbecuing, if you so desire. There is also a large closet for dual use for coats and storage to complete the first floor. The stairs and upstairs rooms are carpeted. The large Master Bedroom features a vaulted ceiling and double sized California-style closet. There are 2 hallway closets for linens and additional bathroom storage, plus a pull-down attic for all your extra storage needs. A stackable washer and dryer are conveniently located in a separate closet in the Second Bedroom, which has vaulted ceilings, a clothes closet and is suitable for either a queen or full size bed. You also have your own on premises parking space in the private residential lot. 10 Westview is a pet- friendly Co-Op. STAR deduction is available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,097 | $2,647 |
Total Monthly Payment | $2,335 | $2,283 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.