One or more photo(s) has been virtually staged. LOCATION + QUALITY + SPACIOUS FLOOR PLAN in this concrete block construction POOL HOME in desirable Palm Harbor at Palm Coast. Custom built by Lancia Homes in 2006, this homes features a Formal Living Rm, Dining Rm, Family Rm, Dinette, Mother-in-law suite, 3 full baths, plus a Laundry Rm. Dramatic entry with leaded glass front door, high ceilings and mosaic tile insert in the foyer - drawing your eyes straight out to the beautiful POOL!! Primary en-suite has sitting area, access to the lanai, two walk in closets, dual vanities, soaking/jetted tub, separate shower, toilet rm (water closet). Guest Bedrooms are a good size with wood laminate flooring, ceiling fans, wall closets, and one with a Murphy Bed. Mother in law suite consists of 2 rooms & a private bath. 3rd bath has access to pool and lanai. Dinette has large picture window (mitred glass) overlooking the pool and can comfortably accommodate seating for 6. Kitchen is fully equipped with all appliances, plenty of cabinets, formica counters, a pantry and raised counter bar for additional seating. Laundry Rm is just off the garage entry and has a utility tub, upper & lower cabinetry. Decorative touches throughout the home include arches, niches, built-ins, crown moldings, trey ceilings, mood lighting, & designer ceiling fans. Additional features include a security system, attic stairs, garage door opener, irrigation system with automatic timer & water softener/filtration system. BRAND NEW HVAC = 2024, NEW ROOF = DEC 2023. Circular Drive, Covered Entry, In-Ground POOL, Screened & Covered Lanai, gutters & downspouts, plus it's PRE-PLUMBED for summer kitchen. *age of WH to be determined. ***AudioVisual surveillance present in the home. ***
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,711 |
Total Monthly Payment | $3,342 | $3,264 | $4,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.