This 1275sf (tax records are off) 2 bedroom 2. 5 bath home is situated on a circle street in a great location in Clearwater. The neighborhood consists of well maintained Florida ranch homes and is near major arteries to get to the beaches, Tampa, St. Pete. , and both airports. The kitchen, with wood, soft close, cabinets, tile backsplash and counter, has a small eat-in space, and newer windows. The S/S appliances were installed in 2008, and includes wall oven, dishwasher, and microwave. It also has a cooktop, deep S/S sink with a view out to the front yard. The kitchen also has terrazzo flooring. When you walk through the front door, there is a living room and dining room combo, currently carpeted, with triple sliders leading out to the enclosed, air conditioned Florida Room with wood flooring. From there, a door leading out to the ample back yard is present. The home has two large bedrooms, with the primary including an ensuite bath (newer windows in the bath), terrazzo flooring. The secondary bedroom, also has terrazzo flooring and newer windows. This home has an oversized one car garage, with opener, a half bath, workshop and washer/dryer hookups. Updated homes in the area are selling for well above this asking price, so, if you have a vision, this home has what it takes to get you started. The location of this home makes it perfect for someone who wants to be near the beaches, and the small looped street creates an intimate neighborhood that a snowbird might enjoy! Let's make this home YOURS!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,567 | $1,506 | $1,961 |
Total Monthly Payment | $1,738 | $1,677 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.