MUST SEE! NO CDD, LOW HOA! Located in highly sought community of Whaley’s Creek in Saint Cloud, this beautiful home, built by Pulte Homes in 2017 and still holding its 10 year exterior warranty, boasts a stunning OPEN FLOOR PLAN with plenty of natural lighting. It features 3 bedrooms, 2 full bathrooms, and additional den/bonus room/4th bedroom, perfect for a home office, playroom, or extra guest space-the possibilities are simply endless! Ceramic tile flooring extends throughout the home, except the bedrooms and den. The spacious primary bedroom is privately located at the back of the home, overlooking the beautiful backyard through double-hung windows. The ensuite features double sinks, laminate countertops, and a linen closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find the laundry room (WASHER AND DRYER INCLUDED) with direct access to the 2 car garage. The well-designed layout optimizes the living space with an open concept kitchen overlooking the living area, dining room, and outdoor covered lanai. This makes the space perfect for everyday living and special occasions. The kitchen features granite countertops, backsplash, a large breakfast island that seats 3-4 people, black appliances, a pantry, appealing dark cabinetry and abundance of counter space. From the living room, step out onto the exterior covered Lanai that overlooks the FULLY FENCED BACKYARD-ideal for outdoor activities, privacy and security. The Whaley’s Creek community offers a Clubhouse with a large community pool, playground, a lovely water pond view and is pet friendly. Don't miss the opportunity to make this remarkable home yours. This property is ideally located with easy access to key commuter routes such as Florida’s Turnpike, HWY 417 and 192. With its convenient location in the heart of St. Cloud, you’ll be close to shopping, restaurants, supermarkets, Medical City at Lake Nona, Orlando International Airport, and all Central Florida has to offer. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $1,363,933 |
Total Monthly Payment | $2,544 | $2,491 | $1,364,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.