3905 Baja DRIVE, Saint Cloud, FL, 34772 | $410,000

MUST SEE! NO CDD, LOW HOA! Located in highly sought community of Whaley’s Creek in Saint Cloud, this beautiful home, built by Pulte Homes in 2017 and still holding its 10 year exterior warranty, boasts a stunning OPEN FLOOR PLAN with plenty of natural lighting. It features 3 bedrooms, 2 full bathrooms, and additional den/bonus room/4th bedroom, perfect for a home office, playroom, or extra guest space-the possibilities are simply endless! Ceramic tile flooring extends throughout the home, except the bedrooms and den. The spacious primary bedroom is privately located at the back of the home, overlooking the beautiful backyard through double-hung windows. The ensuite features double sinks, laminate countertops, and a linen closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find the laundry room (WASHER AND DRYER INCLUDED) with direct access to the 2 car garage. The well-designed layout optimizes the living space with an open concept kitchen overlooking the living area, dining room, and outdoor covered lanai. This makes the space perfect for everyday living and special occasions. The kitchen features granite countertops, backsplash, a large breakfast island that seats 3-4 people, black appliances, a pantry, appealing dark cabinetry and abundance of counter space. From the living room, step out onto the exterior covered Lanai that overlooks the FULLY FENCED BACKYARD-ideal for outdoor activities, privacy and security. The Whaley’s Creek community offers a Clubhouse with a large community pool, playground, a lovely water pond view and is pet friendly. Don't miss the opportunity to make this remarkable home yours. This property is ideally located with easy access to key commuter routes such as Florida’s Turnpike, HWY 417 and 192. With its convenient location in the heart of St. Cloud, you’ll be close to shopping, restaurants, supermarkets, Medical City at Lake Nona, Orlando International Airport, and all Central Florida has to offer. Schedule your private showing today!

Features

  • Amenities: Maintenance, Playground, Pool, Clubhouse
  • Rooms: 18
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 2017
  • Garage: 2-car Driveway, Garage Door Opener, Off Street, Covered
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,972
  • Acreage: 0.15
  • Est. Taxes: $5,078
  • HOA Fee: $91 Monthly
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • Elem. School: Canoe Creek K-8
  • Middle School: Canoe Creek K-8
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator, Washer, Dishwasher, Disposal, Dryer, Electric Water Heater
  • MLS#: O6243824
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6243824/3905bajadrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/2/2024 10:17:12 AM)
Listing courtesy of KMC REALTY SERVICES LLC   Phone: 407-887-4649

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3905 Baja DRIVE, Saint Cloud, FL, 34772

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,046 $1,993 $1,363,933
Total Monthly Payment $2,544 $2,491 $1,364,431

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.