DID NOT FLOOD DURING HELENE OR MILTON, AND NO DAMAGE! FLOOD ZONE X. Nestled in the sought-after Magnolia Heights neighborhood, this charming 2-bedroom, 1-bathroom home offers modern living with timeless charm. The open and natural light-filled foyer welcomes you with an airy and inviting ambience, while illuminating the space with warmth. The remodeled kitchen boasts stunning marble countertops, stylish cabinetry, and upgraded appliances, making it the heart of the home. The large living room exudes comfort, offering an expansive area ideal for relaxation or entertaining. The two bedrooms give privacy, making them perfect for both family living or hosting guests. The separation of the bedrooms add a layer of privacy, ultimately for those seeking comfort and calmness. The property also features a 1-car garage and a brand-new shed, perfect for extra storage and housing the washer and dryer. The outdoor space of this home is a true extension of its charm, offering a serene escape and plenty of opportunities for outdoor enjoyment. The covered patio area provides the excellent backdrop for outdoor entertaining or quiet relaxation. Located just minutes from downtown St. Petersburg, parks, shopping, and dining, this home offers convenience and tranquility. Welcome home!
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Our Executive Mortgage Banker:
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$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,260 | $2,901 |
Total Monthly Payment | $2,857 | $2,828 | $3,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.