This single story home built by Calatlantic homes has a spacious open floor plan with Family Room that connects to a open Kitchen, large Breakfast Nook, and formal Dining Room, offering unparalleled connectivity. It features a craftsman's exterior elevation with a front porch and 3-car garage. It is in Keystone Ridge Estates, a private gated community in Pinellas County with only 35 home sites, at the north end of Lake Tarpon. This home is a must see!! Home also features granite counter tops with 42 inch cabinets. wine and coffee stations as well as knock down textures, upgraded tile floors though-out with upgraded carpets in the bedrooms. upgrade bathrooms, Home has high ceilings through-out, with a great amount of closet space it gives you what a lot of homes do not. Exterior features include upgrade Zosia lawn, sprinkler system, upgrade landscaping, rock vs mulch for no more mess and easy care, paver driveway and walk.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $489,600 | $489,600 | $489,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,299 | $3,254 | $4,129 |
Total Monthly Payment | $4,042 | $3,997 | $4,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.