Welcome to 610 Thomas McKeen St, a beautifully updated residence in the heart of Orange Park. This home features modern upgrades and timeless charm, making it the perfect retreat for families and individuals alike. **Key Features: ** - **Updated Roof (2023): ** Enjoy peace of mind with a new roof featuring hurricane-proof shingles and waterproof rubber backing, complete with a 50-year transferable warranty. - **New AC & Heating Unit (2023): ** Stay comfortable year-round with a brand new energy-efficient HVAC system, providing optimal climate control. - **New Hot Water Tank (2023): ** Reliable hot water service with a newly installed tank for added convenience. - **Resurfaced Pool Deck (2024): ** Dive into relaxation with a freshly resurfaced pool deck, perfect for entertaining and enjoying sunny days. - **Pool Upgrades (2024): ** Enjoy a brand new pool liner with foam, refinished steps, new jetting, and a new skimmer, ensuring a pristine swimming experience. - **New LED Pool Light (2024): ** Illuminate your evenings with a stylish new LED light in the pool, enhancing the outdoor ambiance. - **Custom Closet by Design (2024): ** Maximize your storage with a beautifully designed custom closet, adding both functionality and elegance. - **Spacious Living Areas: ** The open floor plan maximizes natural light, featuring a cozy living room ideal for relaxing or entertaining guests. - **Inviting Outdoor Space: ** Step outside to a private backyard oasis, complete with a screen patio for outdoor dining and plenty of green space for gardening or play. - **Convenient Location: ** Located in a peaceful neighborhood, just minutes from local parks, shopping, dining, and schools. **Why You'll Love It: ** This home has a welcoming atmosphere, ideal for creating lasting memories. Whether enjoying a quiet evening or hosting gatherings, this property is sure to impress.
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,410 | $964,733 |
Total Monthly Payment | $1,801 | $1,764 | $965,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.