Step into this charming quintessential 1820's New England home known as the Hiram Rider House, blending historic character with modern updates. Situated on a level corner lot across from the town common, with easy access to I 84 & UConn, this home is perfect for a commuter! This home offers 3 working fireplaces for those cold New England winters as well as handcrafted built-ins in the dining room. The home also features beautiful original wide pine flooring throughout, 4 spacious bedrooms w/2. 5 baths. The kitchen offers granite countertops as well as a spacious island for entertaining. Need additional storage. . . this home offers plenty of room with a walk up attic as well as a full basement. Recent updates include septic system, oil tanks and a top of the line Buderus furnace. Outside you'll have plenty of room for gardening and other activities and with a large Kloter Farms shed you'll have plenty of storage. Mud room offers exercise equipment which could come with the home if desired. Come and visit this charming home during Fall in New England!!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wide Board Floor | 13.0 x 15.0 | Upper |
Bedroom 2 | Fireplace,Walk-In Closet | 17.0 x 16.0 | Upper |
Bedroom 3 | Wide Board Floor | 10.0 x 16.0 | Upper |
Dining Room | Book Shelves,Built-In Hutch,Built-Ins,Fireplace,Wide Board Floor | 17.0 x 16.0 | Main |
Full Bath | Remodeled,Built-Ins,Tub w/Shower | 6.0 x 8.0 | Upper |
Full Bath | Main | ||
Half Bath | Remodeled | 7.0 x 4.0 | Main |
Kitchen | Remodeled,Granite Counters,Island,Wide Board Floor | 15.0 x 13.0 | Main |
Living Room | Fireplace,Wide Board Floor | 16.0 x 17.0 | Main |
Primary Bedroom | Remodeled,Dressing Room,Full Bath,Walk-In Closet,Wide Board Floor | 13.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,179 | $2,812 |
Total Monthly Payment | $2,882 | $2,824 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.