Welcome to your dream home! This impressive property, built in 2021, combines modern design with energy-efficient features, providing a perfect blend of comfort and style. As you step inside, you'll be greeted by soaring 9-foot ceilings that create an open and airy atmosphere. Designed with Insulated Concrete Forms (ICF), this home not only meets but surpasses FEMA requirements for flood and wind resistance, providing you extra peace of mind. The elevated design comes with a provided Elevation Certificate, and flood insurance is available for just $600 per year. Nestled with breathtaking views of the Great South Bay and boasting 80 feet of canal access, this three-story gem offers stunning vistas from nearly every room. The first floor consists of a spacious 2-4 car garage with ample parking, alongside a bonus room. The garage has entry on both the front and back to provide convenient boat storage and unloading. The second floor is the heart of the home with an open floor plan. The beautifully appointed kitchen with an island flows into the dining and living area, and a large deck that faces the open bay-perfect for entertaining and enjoying sunsets. This floor also includes a bedroom with a full bathroom and walk-in closet, as well as a half bathroom. The third floor has to the luxurious primary suite, which boasts a full marble bathroom complete with double sinks, a soaking tub, shower, walk-in closet, and access to its own private balcony. Additionally, there are three more spacious bedrooms and another large bathroom featuring double sinks. This home is designed for comfort and efficiency, with both radiant heat and forced air heating systems that can be used separately or in combination. Enjoy the convenience of central AC, a central vacuum system, and surveillance cameras installed around the perimeter for added security. Ready for future enhancements, this property includes provisions for an elevator and fireplace installation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,112,000 | $1,112,000 | $1,112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $1,895 | $1,895 | $1,895 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,227 | $6,847 | $9,234 |
Total Monthly Payment | $8,247 | $8,867 | $11,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.