Discover a gem in Seminole – a meticulously maintained ground-floor condo that's been cherished by the same owner for over three decades. This spacious one-bedroom, one-and-a-half-bathroom unit offers 855 square feet of comfortable living space, perfect for those seeking a cozy home or a smart investment opportunity. Step inside to find gleaming tile floors throughout the main living area, creating a seamless and easy-to-maintain surface. The large bedroom boasts ample closet space, ensuring you'll have plenty of room for your belongings. A separate storage closet inside the unit provides additional space for your personal items. Recent upgrades make this condo move-in ready. The air conditioning system and water heater were both replaced in 2018 and 2022, guaranteeing efficient climate control and hot water supply. All windows and sliding glass doors have been updated with impact-rated glass, offering peace of mind during severe weather events.
Outdoor enthusiasts will appreciate the covered parking, keeping your vehicle protected from the elements. The quiet Seminole neighborhood provides a peaceful setting, while still offering quick access to pristine Gulf beaches and convenient shopping destinations.
For added convenience, the seller is offering a home warranty for appliances, giving you extra confidence in your purchase. With its attractive price point and desirable features, this condo presents an excellent opportunity for first-time buyers, downsizers, or those looking for a low-maintenance Florida retreat. Don't miss the chance to make this well-loved condo your own. Schedule a viewing today and experience the comfort and convenience of this delightful Largo property firsthand.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,079 |
Total Monthly Payment | $939 | $938 | $1,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.