THE VILLAGE of ST. CHARLES- LOCATION, LOCATION, LOCATION! This COZY, CONTEMPORARY 3/2/2, 1488SF AT EASE MODEL has UPGRADES GALORE, plus it’s TURNKEY, has NO BOND and if that’s not enough it comes with a 2019 YAMAHA GOLF CART! This seller has left no surface untouched, starting with the lead glass front door and a durable Larson DOUBLE-CLOSURE WINDOW/ SCREEN storm door. The heart of this home is the kitchen-living-dining room combination, which is a perfect floor plan for entertaining friends and family. Just off the living area is a year-round FLORIDA ROOM equipped a BUILT IN WALL MOUNTED A/C/ and HEATING MINI-SPLIT UNIT, CUSTOM WINDOW SYSTEM’S (CWS, ) SLIDING WINDOWS with BUILT-IN SCREENS and CWS EXTERIOR DOUBLE PANE FRENCH DOORS, both with LOW E GLASS (on each house window. ) (The entire home has 3M FILM TINTED WINDOWS, except for the FRENCH DOORS. ) Attached to the FLORIDA ROOM, in the rear of the house, is an 11’x9’ BIRDCAGE with TILE FLOORING, along with a 12’x21’ PAVER PATIO, plus a GRILL PAD, and PROFESSIONALLY LANDSCAPED STACK STONE BEDS. The beautiful landscaping continues down the side of the house and connects to the LANDSCAPED FRONT YARD and a PAVER PATIO at the ENTRY, which has a SUN-SETTER SUNSCREEN AWNING and REMOTE CONTROL. The EAT-IN KITCHEN has MANY UP-SCALE FEATURES, such as GRANITE COUNTERTOPS and matching BACKSPLASH (including the COUNTERTOPS in BATHROOMS) OAK CABINETS with PULL-OUT cabinets (bottom only, ) LAZY SUSAN, PENDULUM LIGHT, UNDER/OVER CABINET LED LIGHTS, OVER-HEAD FAN, PANTRY CLOSET, SS APPLS (TRANSFERABLE WARRANTY until 3/26 except microwave, ) SS DOUBLE SINK and BRUSHED NICKEL FAUCETS. The PRIMARY BEDROOM has VAULTED CEILINGS, LAMINATE PLANK FLOORING, an OVERSIZED WALK-IN CLOSET with an OVERHEAD FAN, and an EN-SUITE BATHROOM. The extended shower has LARGE RECTANGULAR CUSTOM TILE WALLS, LARGE HEXAGON TILE FLOORING, BRUSHED NICKEL DUAL SHOWER HEADS, ETCHED SEAMLESS GLASS DOORS with a NAUTICAL THEME, along with a DECORATIVE CHIPPED EDGED TOP and BRUSHED NICKEL ROUNDED FINISHED EDGES. There is a VANITY with DOUBLE SINKS with BRUSHED NICKEL FAUCETS. The GUEST BEDROOMS have CLOSETS and LAMINATE PLANK FLOORING. The GUEST BATHROOM’s shower has a LINEN CLOSET, JETTA STONE SHOWER WALL, FLOOR, and BUILT-IN SEATING, LARGE TILE FLOORING, and BRUSHED NICKEL FAUCET/ SHOWER HEAD. Other FEATURES INCLUDE: PLANTATION SHUTTERS THROUGHOUT, 20’x20’ DIAGONALLY LAID TILED FLOORING THROUGHOUT, HIGH, OR VAULTED CEILINGS, NO CARPETING, NO POP-CORN CEILINGS, NEWER FANS WITH REMOTES, NEWER LIGHT FIXTURES, KENMORE WASHER/DRYER, REVERSE OSMOSIS WATER SYSTEM in kitchen, whole house WATER FILTRATION SYSTEM (REBUiLT 9/24, ) GUTTERS AND DOWN SPOUTS AROUND THE ENTIRE HOUSE NEWER A/C (10-YEAR WARRANTY, PARTS/LABOR, ) (11/23, ) WATER-HEATER (2022, ) and MOTORIZED RETRACTABLE REMOTE GARAGE PRIVACY SCREEN. LAWN CARE IS PAID FOR UNTIL THE END OF THE YEAR. NEW KING SIZE MATTRESS (8/24) with ASHLEY KING SIZE BED FRAME, SET INCLUDED. TOO MANY HOME FURNISHINGS and HOUSEHOLD ITEMS TO LIST.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,920 | $347,920 | $347,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,171 | $2,114 | $1,446,767 |
Total Monthly Payment | $2,403 | $2,346 | $1,446,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.