Enjoy MAINTENANCE FREE LIVING at it's best in Ocala's premier retirement community, beautiful On Top Of The World. This two bedroom, two bath villa is PRISTINE. NEW floors, window blinds and light fixtures throughout. newer ROOF, A/C in 2021 and NEW water heater. The master bedroom has plenty of room for a king sized bed as well as dressers, a DEEP WALK-IN CLOSET, large bathroom with a WALK-IN SHOWER and grab bars already installed. The kitchen is light and bright and boasts TALL CABINETS that go all the way to the ceiling. Exit through the back door from the kitchen to the LARGE COVERED LANAI or sit on the COVERED FRONT PORCH so you can greet your neighbors. The garage has been recently painted and features shelving, and washer and dryer which are included. This community offers SO MANY AMENITITES and activities to keep you moving and social. With three golf courses, three heated pools (including one indoor), two state of the art fitness center, pickleball and tennis courts, miniature golf, community gardens, billiard rooms, R/C flying field, RC car track, hobby building, numerous clubs, outdoor pavilions, miles of walking trails and more. There are on site restaurants, a cultural with concerts and events, the Possibilities Learning Center, and hospitals and medical centers nearby. HOA FEE INCLUDE: NEW exterior painting is due to be completed, exterior maintenance and insurance, basic cable, landscaping, trash, and 24/7 guarded gates.
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Our Executive Mortgage Banker:
Our Insurance Division:
$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,133 | $1,090 | $1,383 |
Total Monthly Payment | $1,418 | $1,375 | $1,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.