Welcome Home to one of Neal's most popular models, the Starlight, located in the desirable community of River's Reach. Imagine enjoying your morning coffee on your cozy front porch overlooking a beautifully landscaped front lawn. Located next to a cul-de-sac, this home faces north which supplies so much inside daylight while also keeping the home cool without direct sun. Fencing on this lot is also permitted by the HOA which is a plus for most buyers. A BRAND NEW A/C UNIT HAS JUST BEEN INSTALLED! COMPLETELY NEW FROM COMPRESSOR, AIR HANDLER and THERMOSTAT. An $8, 000. 00 Savings for the New Owners!! This "model like" home shows impeccably and is loaded with upgrades throughout such as chair railings and double crown moldings, gallery room, triple slider that opens up to an extended patio showing a serene view of the lake and preserve. There is plenty of room for entertaining family or friends with 3 full bedrooms, 2 1/2 baths and an office/den to relax in for privacy. Beautiful tile flooring throughout living area, accent tile design in gallery room, laminate floors in den, luxury vinyl flooring in master bedroom which has large his & hers closets and spacious en-suite bath with walk in shower.
The kitchen has beautiful wood cabinetry, granite throughout and tile backsplash, large island perfect for food prep or entertaining guests, stainless steel appliances and huge walk in pantry. Oversize dining area flows into the open large great room and triple slider to a beautiful outside view. 2 Car Garage has a painted floor and pull down stairs to attic. House inside and out was painted in 2019. Most windows have also been replaced. Seller holds an existing American Home Shield Warranty good until Sept. 2025 which will be paid in full for buyers upon closing. All blinds, curtain rods remain. CURTAINS IN BEDROOMS 2 & 3 ONLY WILL REMAIN. ALL OTHER CURTAINS DO NOT CONVEY. . . WASHER & DRYER DO NOT CONVEY. FRIDGE IN GARAGE DOES NOT CONVEY. Located close to all shopping, dining, schools, new fire dept. and I-75 and DOES NOT REQUIRE FLOOD INSURANCE. Bring your buyers to view this beautiful home that shows like a model.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,846 | $2,776 | $3,505 |
Total Monthly Payment | $3,430 | $3,360 | $4,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.