20617 Broadwater DRIVE, Land O Lakes, FL, 34638 | $985,000

Welcome to Sunset Lakes, a picturesque and unique community nestled in nature, yet conveniently close to dining, shopping and modern amenities. This extravagantly upgraded Arthur Rutenberg waterfront home truly epitomizes the classic Florida lifestyle. Enjoy the outdoors on the screened lanai with a sparkling pool and scenic views of the pond. This 4/4. 5/3 car garage with a den and bonus/media room features many luxury custom upgrades such as: tray ceilings in the living room, family room and primary bedroom, 12' ceilings, crown molding, ceiling speakers throughout, wood flooring in the dining room, living room, family room and office, ceramic tile in all wet areas, carpet in all the bedrooms and bonus room, The kitchen has Granite countertops, wood cabinets, breakfast bar, built-in double oven and microwave, gas cooktop, raised Bosch dishwasher, large island with power and cabinets for added storage, breakfast nook, double lighted glass pass-through cabinets between the kitchen and formal dining room. The formal dining room has a custom buffet niche with power. The family room features surround sound speakers, TV outlets above the fireplace, double sided gas fireplace between the family room and cabana. Spacious owner's retreat has two walk-in closets with custom shelving system, en suite bathroom with Jacuzzi tub, walk-in shower with double shower heads, split raised vanities, makeup vanity and private water closet. Additional features include: 3 way split bedroom plan, built-in double desks in hallway between the kitchen and laundry room, walk-in closets in all bedrooms, versatile bonus/media room with two closets and wired for entertainment center, laundry room includes front load washer and dryer, shelves, cabinets, clothes bar and laundry tub, 4x9 storage room with shelves, 26x35 oversized 3 car garage with built-in cabinets and attic storage, 4 sets of sliders lead to the brick pavered lanai with separate pool bath, stone outdoor kitchen with Granite countertops, mini refrigerator, gas grill, cabinets and bar sink. The exterior of the home was painted in 2024, new pool heater in 2024, roof replaced in 2021 and attic insulation in 2023, new microwave and outdoor kitchen mini fridge, both AC units were replaced in 2020. The Sunset Lakes community amenities include: 42 acre ski-sized lake (Big Lake Vienna), boat ramp, dock, park, playground, beach volleyball, 2 pavilions with picnic tables and restroom facilities. Low HOA and no CDD fees! THIS HOME SURVIVED 2 HURRICANES WITHOUT ANY LOSS OF POWER. WHOLE HOME GENERATOR IS INCLUDED WHICH IS INVALUABLE!!!

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2007
  • Garage: 3-car Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Heat Pump, Natural Gas
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,960
  • Acreage: 0.37
  • Est. Taxes: $8,944
  • HOA Fee: $1,300 Annually
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Oakstead Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8308241
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/TB8308241/20617broadwaterdrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 12:16:58 AM)
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NMLS Mortgage Loan Originator ID 16953

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20617 Broadwater DRIVE, Land O Lakes, FL, 34638

$985,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $788,000 $788,000 $788,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $745 $745 $745
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,111 $5,046 $6,919
Total Monthly Payment $5,948 $5,883 $7,756

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.