Presented byJim Potter |
Nestled in the charming town of Belchertown, this exquisite 3-bedroom ranch awaits its next family. Boasting a series of recent updates, the home features a newly installed roof, septic tank, and distribution box, ensuring peace of mind for years to come. The addition of a fresh deck offers the perfect setting for outdoor entertainment or tranquil relaxation. Situated in a highly sought-after area, the property promises a serene living experience with its expansive backyard, providing ample space for children to play and adults to unwind. Set back from the street, privacy is a given, complemented by the convenience of a paved driveway. Inside, the open floor plan seamlessly connects living spaces, highlighted by a remodeled kitchen that invites culinary exploration. This home is not just a dwelling, but a canvas for memories, ready to be personalized and cherished. Gracious Sellers offer $2500 flooring allowance credit and a $5000 miscellaneous repairs credit at closing to the owners.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Cable Hookup, High Speed Internet Hookup | Main,First |
Bedroom 3 | Flooring - Wall to Wall Carpet, Cable Hookup, High Speed Internet Hookup | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Breakfast Bar / Nook, Chair Rail, Open Floorplan | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Cable Hookup, Open Floorplan | Main,First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet, High Speed Internet Hookup | Main,First |
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$379,000
Sales Associate
William Raveis Real Estate
Phone: 413.221.5230
Jim.Potter@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,518 |
Total Monthly Payment | $2,410 | $2,384 | $2,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.