Updated and modern waterfront on Johnson's Pond! There are many great features with this listing, including a new 40' private dock, a deck, and a generous yard for activities to be enjoyed by all. Experience the lake life community with boating, swimming, kayaking, paddle boarding, fireworks, summer concerts, etc. The indoor main level offers an open-flow floor plan with natural light coming through, an open kitchen, a living room, an office or bedroom, and a full bath. Upstairs offers two generous bedrooms and a full bath. Other notable mentions: new foundation on family room side, new septic, new well, spray foam insulation in walls, Mitsubishi Hyper Heat Pump with five total heads (two in ceiling units), supplemental bathroom heat with separate units, custom-built floating stairs, quartz countertops with all new appliances. Be ready to fall in love! *** HIGHLIGHTS: Own land, no HOA fees, private cove, quick access to the main body of the pond, and a short walk to the bike path.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,856 | $2,818 | $3,575 |
Total Monthly Payment | $3,422 | $3,384 | $4,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.