Welcome to your bright and inviting new home in the serene, gated community of Heritage Oak Park! This meticulously maintained villa features 2 bedrooms, 2 full baths, and a versatile den/bonus room, all designed with an open floorplan and impressive 9'4" volume ceilings. The spacious great room and dining area are perfect for entertaining, while the beautifully remodeled kitchen includes a breakfast bar, closet pantry, and all necessary appliances for the home chef. Enjoy your morning coffee on the screened front porch, or unwind in the generously sized master bedroom, complete with a walk-in closet and ensuite bath featuring a walk-in shower. Heritage Oak Park offers an exceptional lifestyle with a large clubhouse, heated pool, tennis courts, bocce ball, pickleball, shuffleboard, fitness room, billiards room, and library, all overseen by an activities director. A scenic walking path around the stocked lake invites you to enjoy leisurely strolls and fishing. Conveniently located just a short walk from the clubhouse and pool, this villa is also near Publix, the YMCA, and the Charlotte County Library, with quick access to the Port Charlotte Town Center Mall, restaurants, and shopping. This villa provides peace of mind with numerous updates, including hurricane impact-resistant windows, a 2017 A/C system, and a new roof from 2016. Additional features include a laundry area in the garage and newer appliances, all designed for your comfort and security. Experience maintenance-free living in this vibrant community—schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,422 | $1,385 | $948,100 |
Total Monthly Payment | $1,872 | $1,835 | $948,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.