Under contract-accepting backup offers. Welcome to this stunning Cardel home, showcasing meticulous detail and an open floor plan that feels like a builder's model. This exquisite two-bedroom, two-bath residence features a rear-entry two-car garage and is designed for both comfort and style.
As you step onto the front porch adorned with elegant stone pillars and travertine tile, the glass front door invites you into a decorator's dream. Wood floors flow seamlessly through the foyer, kitchen, dining room, family room, bedrooms and dinette, creating an inviting atmosphere throughout.
The well-appointed kitchen is a chef's delight, boasting a spacious walk-in pantry and an oversized island with bar seating, perfect for gatherings. It seamlessly connects to both the dinette and formal dining areas. For added flexibility, the dining room can easily be converted into a third bedroom—quotes for conversion are available starting at $6, 000.
Retreat to the luxurious master suite, designed to accommodate your king-sized furniture. The master bath features a relaxing garden tub, a dual sink vanity, and a walk-in closet complete with built-in cabinetry and a charming chandelier.
The laundry room is uniquely designed with a built-in desk featuring granite counters and ample storage. Outside, brick pavers enhance the lanai and rear entry path, while the front porch offers a picturesque water view, ideal for enjoying Florida sunsets.
MiraBay is southern Hillsborough County's premier waterfront community, offering easy access to I-75, the newer St. Joseph's South Hospital, Amazon, Tampa International Airport, and a variety of restaurants and shopping options. Enjoy a resort lifestyle with amenities including a community pool, tennis courts, basketball courts, and multiple playgrounds—all within the secure gates of MiraBay.
Don’t miss out on this exceptional opportunity to make this home yours!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $669 | $669 | $669 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,872 | $2,870 | $3,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.