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126 S Saint Thomas CIRCLE, Apollo Beach, FL, 33572 | $125,000
What's to love about this opportunity? A corner lot, with a canal in the backyard, and set in a peaceful 55+ resort style resident-owned cooperative. The space is ready for your vision of retirement or as a seasonal home in Florida. Love to kayak? Steps to the canal, with space for a floating dock. The home needs to be removed to bring in a new one. New homes only, and 16' single wides or 24' doublewides are allowed with cooperative board approval. The share/lot value is $120, 000, so the seller is asking for little more than the share value in the Co-op, but is also motivated to sell. Caribbean Isles has been called the 'hidden gem of Apollo Beach'. The monthly maintenance fee is $242 (NO LOT RENT), and covers the amenities including a heated pool, clubhouse with library, game room, craft room and a full kitchen where community meals are often prepared. Social events occur year around including dances with live music, bingo, coffee and donuts on Thursdays, an annual talent show, and out-of-park activities coordinated by the residents. The monthly fee also covers maintenance of the gates, roads, lagoon park, dog park. professional management and replacement reserves.
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Handicap Modified, Laundry, Optional Additional Fees, Pool, Recreation Facilities, Shuffleboard Court, Wheelchair Access
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full
- Laundry: Inside
- Year Built: 1973
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 732
- Acreage: 0.16
- Est. Taxes: $592
- HOA Fee: $242 Monthly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Number Limit, Size Limit
- Appliances: Electric Water Heater
- MLS#: T3540145
- Days on Market: 60 days
- Website: https://www.raveis.com
/prop/T3540145/126ssaintthomascircle_apollobeach_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS SOUTH SHORE Phone: 813-641-8300
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
126 S Saint Thomas CIRCLE, Apollo Beach, FL, 33572
$125,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $665 | $665 | $843 |
| Total Monthly Payment | $789 | $789 | $967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388