Why wait to build!? BUILT IN 2022, this BETTER THAN NEW 4 BED / 2. 5 BATH home features a * HUGE 28' x 21' EXTENDED SCREENED LANAI * and is located in one of the best neighborhoods in all of Palmer Ranch. * LOW HOA FEE $218/mo and NO CDD FEES. * The newly enhanced landscaping and handsome stone facade adds to the curb appeal and creates the perfect welcome for guests. As you enter the home, you will appreciate the OPEN CONCEPT FLOOR PLAN WITH SPLIT BEDROOMS which makes the home feel LIGHT, BRIGHT, AND SPACIOUS while offering the primary bedroom great privacy from the secondary bedrooms. The primary bedroom FEATURES TRAY CEILING, LARGE WALK-IN CLOSET, AND PRIVATE VIEWS OF THE BACK YARD. The kitchen which is the true heart of the home offers a LARGE CENTER ISLAND, UPGRADED STAINLESS STEEL APPLIANCES, RICH GRANITE COUNTERS, RICH 42" WOOD SHAKER CABINETS, and WALK-IN PANTRY. The kitchen connects to both the Great Room and screened lanai spaces making indoor/outdoor entertainment seamless. LARGE SLIDING GLASS DOORS open up to the private OVERSIZED 24' x 9' COVERED LANAI creating the perfect shady spot to relax while you enjoy your EXTENDED CAGED LANAI which is perfect for entertaining friends and family. Home is located in preferred flood zone X. Promenade Estates is a warm family-friendly neighborhood which offers a LARGE RESORT-STYLE HEATED LAP POOL, FITNESS CENTER, BASKETBALL COURT, VOLLEYBALL COURT, PLAYGROUND, FLEX SPORT FIELD / EVENT LAWN, DOG PARK, AND SECURE GATED ENTRY. Close to A rated schools including PINEVIEW SCHOOL, Publix grocery, Historic Island of Venice Mainstreet and Venice Beach, Nokomis Beach, Downtown Sarasota, Siesta Key, Oscar Shearer State Park, Legacy Bike Trail and Osprey Junction Park Trailhead, and waterfront dining at The Pointe Restaurant and Spanish Point Tiki Bar on Little Sarasota Bay. THIS HOME IS AN ABSOLUTE MUST SEE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,270 | $4,149 |
Total Monthly Payment | $3,849 | $3,846 | $4,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.