This house comes with a locked in REDUCED RATE as low as 6. 25% as of 11/20/2024 through List & Lock™ This is a seller paid buy-down that reduces the buyer’s interest rate Terms apply see disclosures. Positioned on a spacious corner lot enjoy the views of Mountains and Lake Winona from the large main level deck or the one of a kind rooftop deck. Combining the wonderful lifestyles of rural living and a neighborhood, this custom built contemporary home is located in the quiet and convenient community of Winona Heights, perched on the hill above Winona Lake. With many recent upgrades, this multi level floor plan creates a fantastic layout and combination of open gathering space and private living spaces. Rooms are drenched in sunlight provided by the large windows throughout the home connecting the indoors with the out year round. Through the front door you are welcomed in a bright foyer. Flowing down to the main level of the home you will gather in the beautiful kitchen dining space or choose to kick up your feet in the warm and spacious living room in front of the stove. At the end of the day relax in the private sunsoaked tub of the large primary suite. In the lower walk out level of the home a family room, office ¾ bath and recreation space create an amazing fun space or potential for future accessory dwelling space. An ideal location this home provides easy access to all of the essentials 10 minutes from downtown Meredith and 15 minutes to I-93.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,715 | $3,711 | $4,788 |
Total Monthly Payment | $4,466 | $4,462 | $5,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.