Amazing home in highly sought after Citrus Ridge 55+ community. Ample parking under the DOUBLE COVERED CARPORT added Nov. 2022, and plenty of room for friends to park with an additional paver driveway that extends to the front porch and STORAGE SHED. Gorgeous composite wood covered front porch added Oct. 2022. Enjoy the comfort of your home as soon as you enter through the etched glass front door equipped with a sliding screen. Amazing open layout with crown molding throughout home. The living area features a multi-level tray ceiling, a breathtaking wall of windows with marble window ledges, and beautifully crafted engineered hardwood floors throughout. No carpet. NEW HOT WATER HEATER added 2022. This home is move-in ready, with most of the HIGH-END FURNISHINGS being less than a year old. Hosting is a breeze with the spacious dining and living room combo offering ample storage, counter space and a built-in buffet. STAINLESS STEEL APPLIANCES, recess lighting, tiled kitchen backsplash and overhead kitchen cabinets complete the kitchen area. This 2 bedroom/2 bath home features a spacious primary bedroom with 2 closets, while the bathroom showcases a GORGEOUS TILED SHOWER, 3 tier linen closet and ceramic tiled flooring, located near the front of the home. Adjacent to the second bedroom is a private bathroom featuring a tiled shower/bath combination. Relax in privacy from your sunroom with vaulted ceilings and equipped with central air/heat located at the back of your home overlooking a greenbelt area for NO BACKYARD NEIGHBORS. Enjoy the conveniency of the back stairs from your sunroom to the storage shed big enough for golf cart or AWESOME BACKYARD STUDIO. Spacious concrete patio, perfect for setting up your outdoor grill and seating area. The shed was freshly painted in Oct. 2022 to match the home and has a large swing door for golf cart access along with a side door. The expanded ceiling with water and electric access, makes this space roomy and functionable. As an added bonus, you won't believe all the cabinets and countertop space with drawers making this modern shed a beautiful extension of your home.
You will quickly see why residents love this community with its easy access to I-4, shopping, dining, medical facilities and minutes to DISNEYWORLD AND UNIVERSAL STUDIOS. INCREDIBLE LOW HOA FEE OF $91. 67 MONTH for lawn care, trash removal and all the amenities.
Embrace the vibrant community lifestyle by playing Shuffleboard, Bocce, or Horseshoes, or simply make new friends while relaxing in the heated pool and spa. Clubhouse is equipped for exercise classes, bingo, cards, game nights, craft shows & much more. The Activity Hall has a library, reading room with puzzles and exercise equipment room. Don't miss out on the excitement and the opportunity to own an EXCEPTIONAL HOME.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,200 | $179,200 | $179,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,207 | $1,191 | $1,511 |
Total Monthly Payment | $1,460 | $1,444 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.