3113 Elm STREET, Winter Haven, FL, 33881 | $212,500

Looking for a great investment property with a lot of potential? This is the perfect one for you! This 3 Bedroom, 1 bathroom concrete block home has 1340 sq ft living area, a large scr patio, plus a 22 X 21 bonus room w/ electric that could easily have air conditioning added to it. Bonus room is located on the other side of the scr patio but it's all under the same shingled roof! The roof was replaced approx 6 years ago in 2018, the air conditioning was replaced in 2016, the septic/drainfield was redone in 2013, & 150 Amp service in 2018, and even the windows have been replaced throughout the home within the past year! The bonus room could be used for so many things such as a fabulous workshop or a hobby room or a home office work place, but ceiling of the bonus room needs some drywall in one corner and it needs to be retextured. The home needs some cosmetic updating but the seller already has bought nice tile for the floors that will be left for the buyers if they want it! The home currently has terrazzo floors in the BR's, kitchen & DR, but they need to be refinished. The bathroom has just been remodeled & features a beautifully tiled step-in shower w/ upgraded fixtures including a rain shower head. There is a large living room w/ a pretty picture window overlooking the majestic trees in the front yard. The back yard is large & has an above ground pool. Home is offered for sale to cash buyers and/or conventional financing only because of the repairs that still need to be done. All measurements are approximate and all info to be confirmed by the buyer.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1955
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,340
  • Acreage: 0.3
  • Est. Taxes: $1,808
  • Lot Desc: Oversized Lot
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: P4932213
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/P4932213/3113elmstreet_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/1/2024 10:17:10 PM)
Listing courtesy of JULIE MATTHEWS GROUP LLC   Phone: 863-528-0037

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NMLS Mortgage Loan Originator ID 16953

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3113 Elm STREET, Winter Haven, FL, 33881

$212,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $170,000 $170,000 $170,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $151 $151 $151
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,061 $1,033 $706,917
Total Monthly Payment $1,287 $1,259 $707,143

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.